Digital KYC & onboarding
Aadhaar/PAN capture, de-dup and verification with a documented, auditable trail.
Microfinance / NBFC · Features
Everything a microfinance / nbfc needs, in one platform.
Digital KYC, loan origination, EMI collection and field-agent workflows in one platform — EkaTantra runs the full lending lifecycle so portfolio quality stays high and PAR stays low.
Loan origination
Configurable application, credit scoring and multi-level approval with sanction letters.
Disbursement
Disburse to bank or wallet with schedule generation and first-EMI date control.
EMI collection
Reducing-balance or flat EMIs with auto-debit, receipts and part-payment handling.
Field-agent app
Offline-capable collection, KYC and visit logging that syncs to the loan ledger.
JLG & group lending
Form joint-liability groups, run centre meetings and track group repayment.
Delinquency & PAR
Live ageing, PAR buckets, bounce alerts and bucket-wise collection queues.
Provisioning & GL
Interest accrual, fees, write-offs and NPA provisioning post straight to the GL.
RBI-ready reporting
Portfolio, sectoral and regulatory reports compile from live loan data.
Powered by the full EkaTantra stack
The same integrated modules behind every vertical — so reporting, compliance and data stay unified as you grow.
Finance & Tax
GL, AP/AR, GST/TDS/EPF, e-invoicing, global VAT/GST, fixed assets, budgets and treasury.
HR & Payroll
Multi-country payroll, attendance, biometric, recruitment, OKRs and learning.
Analytics & AI
Live dashboards, forecasting, RFM, menu engineering, churn & fraud scoring, custom reports.
Customer Growth
Loyalty, gift cards, promotions, reviews, CRM and multi-channel WhatsApp/SMS/email.
Ready when you are.
Start free, or see it tailored to your microfinance / nbfc.