Microfinance / NBFC · FAQ
Microfinance / NBFC software, answered.
Does it cover the full loan lifecycle?
Yes — digital KYC, origination, disbursement, EMI collection, delinquency management and reporting all run on one platform.
Can field agents collect offline?
The field-agent app captures repayments, KYC and visits offline and posts to the loan ledger automatically when it reconnects.
Are JLG and group loans supported?
Joint-liability groups, centre meetings and group repayment tracking are built in alongside individual lending.
How is delinquency tracked?
Live ageing, PAR buckets and bounce alerts surface at-risk accounts early and feed bucket-wise collection queues.
Does it compute interest and provisioning?
Reducing-balance or flat interest, fees, write-offs and NPA provisioning post automatically to the general ledger.
Is regulatory reporting available?
Portfolio, sectoral and RBI-ready regulatory reports compile directly from live loan data with no manual stitching.
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