Member passbooks, shares and deposits are reconciled by hand across registers.
Every share, deposit and loan transaction posts to a single member ledger, so passbooks and balances are always live and reconciled.
Cooperative & society management
Run members, shares and deposits with full transparency.
Membership, share capital, deposits, loans and dividends in one ledger — EkaTantra keeps every member's passbook accurate and your AGM and audit ready in a click.
14-day free trial · no card · no sales call
100%
passbooks reconciled live
1 click
to AGM-ready statements
60%
fewer counter queries
0
manual dividend errors
The problems we remove
Built around how a cooperative society actually runs.
Dividend and interest calculation at year-end is slow and error-prone.
Dividend on shares and interest on deposits compute automatically on declared rates, with payout registers ready in minutes.
Audit and AGM mean weeks of stitching together statements.
Double-entry accounting produces trial balance, P&L and balance sheet on demand, with member-wise schedules an auditor can trust.
Members can't see their own balances without visiting the office.
A member portal and SMS/WhatsApp alerts show shares, deposits, loan dues and statements anytime, cutting counter queries.
Everything in one place
Made for cooperative societies.
Member management
Onboard members with KYC, nominee, share allotment and a unique member number.
Share capital
Issue, transfer and redeem shares with a live share register and certificate tracking.
Savings & RD/FD deposits
Run savings, recurring and fixed deposits with interest accrual and maturity handling.
Loan accounts
Sanction member loans against shares or deposits with EMI schedules and interest posting.
Dividend & interest
Auto-compute dividend on shares and interest on deposits at declared rates with payout registers.
Passbook & member portal
Live passbooks plus a member portal and SMS/WhatsApp alerts for balances and dues.
Double-entry accounting
Every transaction posts to the GL for trial balance, P&L and balance sheet on demand.
Audit & compliance
Member-wise schedules, byelaw-driven limits and audit reports ready for the AGM and registrar.
A day in the life
From first order to closing the books.
- 1
Enrol member
Capture KYC and nominee, allot shares and issue a member number.
- 2
Collect deposits
Post savings, RD and FD with automatic interest accrual.
- 3
Sanction loans
Approve loans against shares or deposits with an EMI schedule.
- 4
Service accounts
Collect EMIs and deposits; passbooks and ledgers update live.
- 5
Declare dividend
Compute dividend and interest at declared rates and run payouts.
- 6
Close & audit
Generate financial statements and member schedules for the AGM.
“Shares, deposits and loans finally sit in one member ledger — dividend season that used to take a fortnight now closes in an afternoon.”
Honorary Secretary · Urban credit cooperative society
Questions, answered.
Does it manage share capital and certificates?
Yes — issue, transfer and redeem shares with a live share register, certificate tracking and dividend computation on declared rates.
Can members run savings, RD and FD accounts?
Members can hold savings, recurring and fixed deposits with automatic interest accrual, maturity handling and live passbooks.
How are member loans handled?
Loans are sanctioned against shares or deposits with EMI schedules, interest posting and overdue tracking per member.
Is dividend and interest calculated automatically?
Dividend on shares and interest on deposits compute automatically at declared rates, with payout registers ready in minutes.
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